You Insure Your Car. Why Not Your Castle?

It takes years of hard work to build a home or establish a business, but only a few minutes for a fire, flood, or burglary to undo it all. Yet, property insurance is often the most overlooked aspect of financial planning.

At Samota, we help you value your assets correctly. Whether you own a flat, a bungalow, a shop, or a factory, we design coverage that pays for reconstruction and restoration, ensuring that if disaster strikes, you have the financial power to rebuild your life immediately.

Key Benefits

1. Reinstatement Value Protection:
We ensure your property is insured for the cost to rebuild it, not just its depreciated market value. This means you get enough funds to construct your property again as new.

2. Content & Inventory Cover:
t’s not just about the walls. We protect what’s inside—your expensive electronics, furniture, jewelry, or business stock—against theft and damage.

3. Natural Calamity Shield:
Floods, earthquakes, and cyclones are becoming unpredictable. Our policies provide robust cover against these ‘Acts of God,’ securing your asset regardless of the weather.

Customized Plans for Homes & Businesses

1. Home Insurance (Bharat Griha Raksha):
Comprehensive protection for homeowners. Covers the building structure against fire and allied perils. Tenants can also opt for ‘Content-Only’ cover to protect their gadgets and appliances.

2. Shopkeeper’s Policy:
A package policy designed specifically for shop owners. It covers your shop shutter, glass frontage, cash in the safe/counter, and stock against burglary and fire. Essential for retail peace of mind.

3. Office & Factory Insurance:
Protect your machinery, raw materials, and office equipment. We also offer ‘Business Interruption’ covers, which compensate for lost profits while your business is shut down due to damage.

4. Housing Society (RWA) Insurance:
Specialized plans for Apartment Associations to cover common areas, clubhouses, lifts, and transformers against accidental damage and liability.